Explaining how she planned to repay the money, Oyin said she would refund it with part of the grand prize if she emerged winner of the reality show.
Big Brother, however, questioned what would happen if she failed to win the competition.
In response, Oyin jokingly offered to work for Big Brother to clear the debt, saying she was willing to wash plates as his housemaid.
Big Brother then suggested she could instead work as one of the show's masked ninjas.
The playful exchange went as follows:
Oyin: "Big Brother, I need a loan. I will use part of the prize money to pay back the loan."
Big Brother: "What if you don't win?"
Oyin: "You can give me work. I can wash plate for you."
Big Brother: "Or you can be a ninja."
Oyin: "Ehen, yeah."
The lighthearted conversation has since sparked reactions from viewers, with many praising Oyin's humour and quick-witted response.
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